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Posted on: September 7th, 2012Blogs → Goldstein on Gelt
Wealth transfer is a hot topic in financial planning. Thinking about how to pass funds from one generation to the next can be emotionally difficult. Perhaps the older generation doesn’t approve of the way the younger spends the money, or the younger generation isn’t involved in the family business. Furthermore, tax and legal issues can complicate matters.
Posted on: September 4th, 2012Blogs → Goldstein on Gelt
Spiritual accounting is similar to the financial accounting. In order to be an effective investor, it’s a good idea to sit down once a year with your financial adviser and ask a few questions.
Posted on: August 30th, 2012Blogs → Goldstein on Gelt
Whatever the reason, if you reach retirement age and you see that you are not going to have enough money for your anticipated needs, what should you do?
Posted on: August 26th, 2012Blogs → Goldstein on Gelt
Mazal tov! Your son or daughter has just got engaged.
Posted on: August 22nd, 2012Blogs → Goldstein on Gelt
While generally peer pressure is viewed as a negative trait, emulating successful people may help increase your own chances of success.
Posted on: August 19th, 2012Blogs → Goldstein on Gelt
How do you visualize your retirement years? Most people hope that they will finally be able to do the things that they never had time to do during their working years. Very frequently, folks anticipate retirement will be a worry-free time, full of enjoyment, and ample time to spend with family and friends. As a financial adviser, I am often saddened to see retirees facing a different picture.
Posted on: August 15th, 2012Blogs → Goldstein on Gelt
You’re never too young to start planning for retirement.
Posted on: August 12th, 2012Blogs → Goldstein on Gelt
How to lighten the load in the case of disaster.
Posted on: August 8th, 2012Blogs → Goldstein on Gelt
There are thousands to choose from… which mutual fund is right for you?
Posted on: August 5th, 2012Blogs → Goldstein on Gelt
Though every investment has pros and cons, consider using one of the most common investment tools around.
Posted on: July 31st, 2012Blogs → Goldstein on Gelt
The best-selling book The E-Myth examines the success of McDonalds and what we can learn from it.
Posted on: July 27th, 2012Blogs → Goldstein on Gelt
What did you do when you received a purple vase decorated with green stripes and gold roses as an inheritance from your late Aunt Minnie? Did you give it a place of honor in your breakfront, hide it away in the attic, or did you follow your spouse’s instructions and “sell that hideous thing because at least you might get some money for it”? Chances are that you wouldn’t dare sell the vase, simply because of its sentimental value.
Posted on: July 22nd, 2012Blogs → Goldstein on Gelt
There’s no such thing as a perfect investment.
Posted on: July 18th, 2012Blogs → Goldstein on Gelt
Have you thought about investing in dividend-paying stocks? As the name suggests, these are stocks that pay out a certain percentage of the company’s earnings as a dividend periodically (usually quarterly) to the investor. Recently, dividend-paying stocks have received a good press in publications such as The Wall Street Journal. Have you considered why dividend-paying stocks might be good for you?
Posted on: July 15th, 2012Blogs → Goldstein on Gelt
There’s no such thing as a free lunch.
Posted on: July 11th, 2012Blogs → Goldstein on Gelt
Since you can’t take it with you, why not give it away with a warm hand?
Posted on: July 9th, 2012Blogs → Goldstein on Gelt
Should you sell out of your portfolio now?
Posted on: July 4th, 2012Blogs → Goldstein on Gelt
What kind of investor are you? Do you try to time the market and jump in at the right minute? Or are you a more cautious kind of person who spends hours researching market performance before you consider buying or selling anything?
Posted on: July 1st, 2012Blogs → Goldstein on Gelt
When I recently wished a friend “Mazal Tov” on his daughter’s engagement, I broached the issue of prenuptial agreements in accordance with Jewish law. My friend, a rosh yeshiva, turned to me and said, “Of course they’re signing one. People who don’t sign halachic prenuptial agreements are stupid.”
Posted on: June 27th, 2012Blogs → Goldstein on Gelt
What is the greatest present that you can give your children when they get married? In certain communities, the answer is, “an apartment.” Many parents take on second or third mortgages, sell their own homes, or bury themselves in debt to make sure that an apartment comes along with the trousseau.
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