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May 24, 2013 /15 Sivan, 5773
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The Tosfos Yomtov was convinced that the death of 300,000 –600,000 Jews during the Chmielnicki massacres of 1648-49 were because of improper Tefila. Communicated: Tefilla

Chillul Tefila Bifarhesia, as well as halachicly challenged verbiage and dress, are external manifestations of a critical lack of personal yiras shomayim which has lethal consequences.



What You Need in Order to Retire (Podcast)

An interview with Terry Savage, author of The New Savage Number: How Much Money Do Really You Need to Retire?
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When should you start planning for retirement? In your twenties, or in your fifties? In the second part of this week’s Goldstein on Gelt show, Doug meets Terry Savage, a well-known expert on personal finance. Terry, author of The New Savage Number: How Much Money Do Really You Need to Retire? tells us why time is more important than money and why you need to start planning for retirement even when you’re still young. Find out more about what you need for your golden years and when you should start teaching your kids about money.

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About the Author: Douglas Goldstein, CFP®, is the director of Profile Investment Services, Ltd, a financial planning firm located in Jerusalem. He specializes in working with clients in New York, Florida, and Israel and is a licensed financial professional both in the U.S. and Israel. Securities are offered through Portfolio Resources Group, Inc., Member FINRA, SIPC, MSRB, SIFMA. Accounts carried by Pershing LLC., Member NYSE/SIPC, a subsidiary of The Bank of New York Mellon Corporation. Neither Profile nor PRG gives tax or legal advice. Before immigrating to Israel, it is advisable to consult with a tax attorney who is knowledgeable about Israeli law. Doug’s newest book The Expatriates’ Guide to Handling Money and Taxes is available at www.expatguidetomoney.com. He hosts a weekly finance show, Goldstein on Gelt, on internet radio. Listen live or download podcasts. Toll-free from U.S. 1-888-327-6179, Jerusalem: (02) 624-2788. Follow on Twitter: @DougGoldstein or contact at doug@profile-financial.com.


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