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November 27, 2015 / 15 Kislev, 5776
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Halachos Regarding Damaged Property – Replacement Or Reimbursement?


Reb Chaim then said that even if the obligation of someone who damaged is to replace the broken item, he is only obligated when there is a loss. If there is no loss whatsoever, he is not a mazik (damager), and would thus not be responsible. Therefore, if the remaining stamp is worth less than the combined value of both stamps (less than $100) – namely that the owner incurred a loss – he is considered a mazik, and will therefore be obligated to replace the stamp at full cost.

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