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Doug Goldstein

Michael Zisa, author of The Early Investor, explains that the earlier you start to save, the better. Michael is a high school teacher, whose finance class makes a positive impact on his students and their parents. He shares what the basic approach is in his teaching and some of the advice he offers beginner investors.

Why joint brokerage accounts may be good for spouses, but not for siblings-


Doug Goldstein, CFP®, director of Profile Investment Services, Ltd., answers the question of when you should divide a joint brokerage account. And how do you do it? Sometimes a brokerage account is setup for two or more people, especially when it was set up by a parent. Doug gives some examples of when splitting up a brokerage account is a good idea, and identifies when a joint account is desirable.



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Douglas Goldstein, CFP®, is the director of Profile Investment Services, Ltd, a financial planning and investment services firm specializing in working with Americans living in Israel who have investment accounts in America. Doug’s newest book, co-authored with Susan Polgar, about using chess strategies to improve your finances, Rich As A King can be purchased at He is a licensed financial professional both in the U.S. and Israel. Securities offered through Portfolio Resources Group, Inc., Member FINRA, SIPC, MSRB, FSI. Accounts held at Pershing LLC., Member NYSE/SIPC, a subsidiary of The Bank of New York Mellon Corporation. Neither Profile nor PRG gives tax or legal advice. Before immigrating to Israel, it is advisable to consult with a tax attorney who is knowledgeable about Israeli law. Contact at