Photo Credit: courtesy
Doug Goldstein

Is high debt limiting your cash flow and choices in your daily life?

Join Doug Goldstein, CFP®, director of Profile Investment Services, Ltd. and debt and management specialist Deacon Hayes as they discuss how you can eliminate debt. Deacon explains how the cash envelope system and a one-page budget can help you prioritize and reach your main financial goals.


Is now a good time to buy bonds?

Is the current low-interest-rate environment, a good time to buy bonds?

Doug discusses alternatives to buying a 20-year bond and locking in low rates. Consider implementing bond laddering, an investment strategy that can provide predictable payments on a monthly basis throughout your retirement. Bond laddering may pay a higher long-term rate while staggering interest payments to provide steady income during retirement. Listen to the show to learn more about bond laddering.


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Douglas Goldstein, CFP®, is the director of Profile Investment Services, Ltd, a financial planning and investment services firm specializing in working with Americans living in Israel who have investment accounts in America. Doug’s newest book, co-authored with Susan Polgar, about using chess strategies to improve your finances, Rich As A King can be purchased at He is a licensed financial professional both in the U.S. and Israel. Securities offered through Portfolio Resources Group, Inc., Member FINRA, SIPC, MSRB, FSI. Accounts held at Pershing LLC., Member NYSE/SIPC, a subsidiary of The Bank of New York Mellon Corporation. Neither Profile nor PRG gives tax or legal advice. Before immigrating to Israel, it is advisable to consult with a tax attorney who is knowledgeable about Israeli law. Contact at