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September 18, 2014 / 23 Elul, 5774
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Posts Tagged ‘Business Weekly’

The Ball Over The Wall

Thursday, December 8th, 2011

Mr. Marx was relaxing in his garden Sunday afternoon, savoring the remaining days of sunshine. At least he was trying to relax. From over the wall of his garden came the steady thump, thump and shouting of the local teenage boys playing basketball in the neighbor’s back yard.

Mr. Marx didn’t mind their playing ball, though the noise was disrupting to his “quiet” relaxation. However, he very much minded the frequent balls that made their way over the wall into his garden. The many failed attempts at three-point shots were a particularly sore issue.

Sometimes, the ball would land in Mr. Marx’s lap while he sat reading in the sun. Occasionally, it would land on a flowerpot or toy and break it.

At first, the boys would simply climb over the wall the retrieve their ball. “Excuse me,” they would say as they popped over the wall and landed in the Marxes’ garden. “I just have to get the ball…”

In the summer this had been non-stop. Mr. Marx finally put his foot down about this, especially since he liked to sit in his garden dressed casually. “If you need the ball, you come around the front and ask for it like a mensch,” he insisted.

Sometimes the boys wouldn’t bother and would continue playing with another ball, until it, too, made its way into Mr. Marx’s property.

Mr. Marx tried talking to the neighbor. “Could you get your kids to play elsewhere?” he said. “It’s annoying to us.” The neighbor apologized, but wasn’t particularly cooperative about stopping the boys.

Today, as Mr. Marx lay there with his eyes closed, enjoying the warmth, another ball flew over and landed right by his head.

“I’ve had enough of this!” Mr. Marx leaped up. He marched inside and got dressed. “I’m warning them that the next time the ball comes over the wall, they’re not getting it back!” he said to his wife. “I’ve told them over and over again to stop playing ball like this. They just don’t listen, and their parents don’t do anything about it.”

“I agree the neighbors are not acting properly,” said his wife, “but I’m not sure you’re allowed to do that. It is their ball.”

“Well, then what can I do?” asked Mr. Marx. “This is becoming crazy.”

“I don’t know,” replied his wife. “How about speaking with Rabbi Dayan,” she suggested. “Ask him if you can do this. Maybe you can even stop them from playing or require them to build a fence.”

Mr. Marx met with Rabbi Dayan and explained his predicament. “What can I do to alleviate this problem?” he asked. “Do I have a legal right to demand that the boys stop playing ball?”

“A person can restrain his neighbor from doing activities that damage, are a major nuisance, or to which he is particularly sensitive,” explained Rabbi Dayan. “However, ball playing does not seem to fall into these categories, even if the ball makes its way over the wall numerous times.” (C.M. 155:35-41)

“What about requiring the neighbor to construct a tall fence?” asked Mr. Marx.

“If the ball typically causes damage, it is possible to require them to do so, since a person has to take precautions not to damage another,” said Rabbi Dayan. (155:34) “However, if the ball rarely damages and the issue is primarily one of nuisance, it is not possible to require the neighbor to build a fence, although it would be proper from his end.”

“Can I threaten the boys to confiscate the ball if it falls into my garden?” asked Mr. Marx.

“You do not have a right to unilaterally confiscate the ball,” said Rabbi Dayan. “Although the ball is a nuisance to you, you cannot take it from them and have an obligation to return it, like any other lost item. In fact, the mitzvah of hashavas aveidah applies even if the person constantly loses the item a hundred times.” (267:2)

“What if I warn the parents also?” asked Mr. Marx

“If this is a recurrent issue, the parents could allow you, as an educational measure, not to return the ball,” answered Rabbi Dayan. “You can also insist that you will return the ball only to the parents.”

“What if the ball damages items in my yard?” asked Mr. Marx.

“In that case,” replied Rabbi Dayan, “you are allowed to withhold the ball until the damage is paid. This is true even nowadays that there are limitations on the beis din‘s ability to adjudicate cases of damage – torts.” (1:5)

“In any case, the boys do need to be more careful,” Rabbi Dayan concluded. “It is wrong to do something which disturbs the neighbor and is a lack of v’ahavta l’reiacha kamocha, Love your neighbor as yourself.”

Rabbi Meir Orlian is a faculty member of the Business Halacha Institute, headed by HaRav Chaim Kohn, a noted dayan. To receive BHI’s free newsletter, Business Weekly, send an e-mail to subscribe@businesshalacha.com. For questions regarding business halacha issues, or to bring a BHI lecturer to your business or shul, call the confidential hotline at 877-845-8455 or e-mail ask@businesshalacha.com.

Damaged Value

Saturday, November 12th, 2011

The beis medrash of Yeshiva Toras Mishpat was packed. The sound of Torah resonated through the beis medrash as the students and avreichim argued over the pages of Gemara and Shulchan Aruch.

Most of the people learning sat at tables, which were often piled high with books. Every once in a while someone would bang on the table emphatically in the course of an argument with his chevrusa (study partner).

Between the tables, a number of shtenders (book stands) dotted the beis medrash. One large shtender belonged to Avrumi Klein, who would rock back and forth on it while involved in enthusiastic debate. The shtender, which was beautiful when new, was already a number of years old and had seen better days. It was still fully functional, but some of the pieces of wood were developing cracks and there were gouge marks on it from numerous falls. The colorful painting that adorned it on top was partially faded.

Mendy Blum sat at his table engrossed in a difficult sugya (topic) about which he was preparing a shiur. He jotted down a few sources and then went over to the library room to pull a few more books off the shelf. He carried the load of sefarim back to his desk.

As Mendy hurried back to his desk, he bumped with force into Avrumi’s shtender, hurling it into the sharp metal legs of the table behind. The shtender hit the legs at an angle and broke.

Mendy righted the shtender and looked at the broken pieces. The wood had splintered badly in a number of places and didn’t look like it could be reasonably fixed.

“What happened?” asked Avrumi.

“I was carrying too many books and wasn’t watching where I was going,” said Mendy. “Definitely my fault. I’ll pay you for it.”

“The question is, how much?” said Avrumi. “A new shtender like this costs $150, but it was already five years old. It doesn’t seem fair that you should pay the full amount.”

“On the other hand, you were using it fine,” said Mendy. “You could have used it many more years and wouldn’t have had to pay anything. Now you have to go buy a new one.”

“It’s still  not right to accept full price,” said Avrumi. “It’s not exactly in perfect condition. There should be some guidelines in halacha how to evaluate the damage.”

“Rabbi Dayan is sitting at his table,” said Mendy. “We can ask him; he should know.”

Mendy and Avrumi took the broken shtender over to Rabbi Dayan.

Rabbi Dayan saw them coming with the broken pieces. “Looks like there’s a case of damage here,” said Rabbi Dayan. “What happened?”

“I knocked it over,” said Mendy.” It’s clearly my fault, but the question is: How much to pay?”

“A person who damages an item is responsible to repair it, if typically repaired,” said Rabbi Dayan, “or to pay the value of the damage, if not typically repaired.” (C.M. 387:1; Shach 387:1)

“How do we evaluate the value of the damage?” asked Mendy.

“If the item was new and the damage was a total loss, it is easy to ascertain the value,” said Rabbi Dayan. “However, it is difficult to ascertain the value of a used item. Classically, the value was the item’s worth on the used-item market. The Nesivos [148:1] even suggests that a person who damages something that cannot be sold is exempt, even if of monetary worth to the owner. Others dispute this.” (Kehilos Ya’akov, B.K. #39)]

“But second-hand items are usually sold nowadays at far less than their actual value,” argued Avrumi. “People are used to buying from stores, so that even brand new, unopened items sold on eBay run at only 80 percent of their cost, and slightly used items lose significant value.”

“That is true,” said Rabbi Dayan. “Therefore, most batei din rule nowadays that we should estimate the item’s true monetary worth to its owner.”

“How can this be evaluated?” asked Mendy.

“One way is to amortize the item’s cost over time,” said Rabbi Dayan. “Thus, if the expected lifetime of an item is ten years and five years passed, it would be evaluated at roughly half its cost. [Mishpetai HaTorah I:24]. Of course, there are additional factors to consider, such as the condition of the item and the depreciation curve of this particular item.”

“What if the damaged item is not a total loss?” asked Mendy.

“Halachically, the damaged item remains property of its owner and the one who damaged is responsible only to pay the differential,” said Rabbi Dayan. “He is not required take the damaged item and replace it for the owner with a new one. This applies whether the item is still usable for its initial purpose or valuable only for its parts.”  (403:1)

Rabbi Meir Orlian is a faculty member of the Business Halacha Institute, headed by HaRav Chaim Kohn, a noted dayan. To receive BHI’s free newsletter, Business Weekly, send an e-mail to subscribe@businesshalacha.com. For questions regarding business halacha issues, or to bring a BHI lecturer to your business or shul, call the confidential hotline at 877-845-8455 or e-mail ask@businesshalacha.com.

Printed from: http://www.jewishpress.com/judaism/halacha-hashkafa/damaged-value/2011/11/12/

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