Financial planning is not only about the accumulation of wealth, it is also about the transmission of values to the next generation.
A trip highlight was being able to share Torah and meals with the small Sephardi community in the capital city of San Salvador over Shabbos.
There is a tendency for investors to find, and pile into, the hot investment du jour... When things go south, having an overly concentrated position in any one area of the market can be devastating.
Besides mortgage and insurance payments, there is a myriad of costs associated with maintaining a home. It’s important to factor in these annual upkeep costs to ensure you are purchasing a home that you can actually afford.
Despite what may seem like my impassioned defense of Los Angeles, I have only been there as a visitor. I can appreciate a great dinner with friends at Pat’s on Pico... However, I can’t pretend to fully understand the daily struggles of the average frum family there.
Taking the time to go through a checklist of items to ensure that your investments and financial plan are all up to date is imperative to achieving one’s goals.
If you are a few years from retirement or in retirement, inflation becomes a bigger concern. You may no longer have a paycheck, can’t take as much risk with your portfolio, and don’t necessarily have the luxury of waiting out a long inflationary cycle.
Candidate: Do you socialize with colleagues outside work? Interviewer: No way. Did you not see them?
It’s important to remember that this is not the first time that the world has been on edge.
COJO Flatbush Tax Prep Coordinator Benjamin Herman says he’s especially excited about COJO’s capacity to help even more people this year.
As in life, there can often be different paths up the mountain – and different strategies to scale it. If your current strategy is not working for you, look for a new one.
One of my most interesting observations is that the folks who accumulated the most assets were often not the ones with the highest incomes.
I believe that the value of a competition like this is severely diminished if there’s no opportunity to learn from or about the competitors’ strategies.
The rule of thumb is to have three to six months’ worth of expense money in your account as a cushion in case a need arises.
Each cast and crew member is to be commended not just for staging a series of performances every night the week before finals, but for carving out time in their busy lives and heavy dual curriculum to learn their lines, create the scenery, practice, etc.
I shared with my kids that many teachers in impoverished countries didn’t have internet access at home ... they couldn’t afford to use the (very slow) dial-up access for very long, and the bandwidth wouldn’t be able to accommodate Zoom.
When deciding where to live, there may be a tradeoff between the percentage of your income that goes towards housing costs and the number of options for frum amenities which are more plentiful in high cost of living communities.
Next time you find yourself burdened by the weight of a task, know that you aren’t G-d and that it’s okay to ask for some assistance.
Moshe's actions on top of the hill displayed a complete trust in G-d that deeply affected everyone. By emulating Moshe, the people became worthy of salvation.
You may be surprised how many companies would be open to having the right candidate work remotely regardless of their location.
It is important to take a step back to appreciate our ability to track and measure time, one of the prime examples and expressions of freedom in the Torah.
I lacked belief in myself and my innate talents. Growing up in Pharaoh's home I learned a great deal about leadership, however I also noticed the tension between “being there for the masses and being there for the missus,” that is, my wife.
Housing is the obvious example of potential cost-saving by moving. I am always astounded when friends and clients in other parts of the country tell me how much they spend to purchase a new home.
Yosef had committed 14 years of his life to what was likely a very demanding role in the public spotlight, with thousands, if not millions, depending upon him. Perhaps Yosef decided that it was OK to step down.
As the secular year draws to a close, it’s a great opportunity to review not just our contributions to our family, community and workplaces, but to evaluate our spiritual performance and consider our spiritual legacy.
None of these strategies are easy, but they may all be effective when taken seriously.
Although the environments in which Yosef finds himself are radically different, upon closer inspection, he plays a similar role in each of these situations.
How does one approach a career in a field with so many options, where it is unclear what step will come next, and how one’s career trajectory will play out?
Some readers may be concerned about putting all their money into the stock market since its fluctuations can be nerve-racking.
If there is one lesson that we can learn from this, it is that no matter the degree of our success, all of our accomplishments come from one source: on high.