Meir Panim’s Tiberias Free Restaurant not only provides warm meals, but the opportunity to socialize as well.
Medicare Advantage plans can be a good option for those who are on a fixed monthly budget and who do not want to pay the higher Medigap policy premiums on top of the monthly Medicare charges. When considering a Medicare Advantage plan, check to see if your current physicians are part of the plan’s network, and if the prescription medications you are taking are among those listed in the plan’s drug formulary. Costs will vary depending on the benefits included in each Medicare Advantage plan. Some “Medicare Advantage Part C” plans require no additional monthly premium at all, beyond the standard Part B payment, not even the usual payment for Part D drug coverage.
The choice is yours, but you must make that choice among the various Medicare options for 2013 before the enrollment period ends on December 7.
To conclude, having Medicare is definitely a bonus for those lucky enough to make it this far and enjoy a golden retirement, but it does not mean that all of your medical expenses are now covered. Unless one of you is qualified for a state Medicaid program, which covers many of the excess medical charges, (20%) anyone with significant assets should expect to pay anywhere from $99-$619 a month for their retirement health insurance needs plus co-pays and deductibles, depending upon the Medicare options you have chosen. This is significantly less than the $500-700 monthly premiums typically charged for single coverage by the group insurance offered by employers, but it is not as low cost or free coverage as one may think they are entitled to once they have qualified for Medicare.
As I work with multiple carriers, I would be glad to discuss your specific needs personally, and review the best Medicare options for you to help you maximize the coverage you get for your premium dollars!
Neither Adam Pearlman & Associates nor Adam Pearlman is connected with the Federal Medicare program. Adam Pearlman is an independent agent who represents multiple carriers.
About the Author: Adam Pearlman can be reached at 718-705-7718 or 212-223-5471 or firstname.lastname@example.org
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Today is day six without a phone.
Besides for feeling slightly isolated, it’s not too bad.
I’ve been doing things that I know I would not be doing if my phone was sitting next to me, shiny screen beckoning.
Is anyone else alarmed by the way extended warranties are sold on just about anything and everything? It means one of two things – either someone has found a great way of getting consumers to part with more of their hard earned dollars or manufacturers have no faith in their own products. Neither of those options is particularly heartwarming.
As I described Gaon in a review in June 2001 (“In Search of Ancestors, Sculpture by Simon Gaon” at Yeshiva University Museum), his Bukharian Jewish roots are deeply embedded on both sides of his family, echoed in his early yeshiva education.
Let me begin by congratulating my dear machatunim, Soraya and Jay Nimaroff, on being the recipients of the Community Service Award at the Sderot Hesder Institutions 18th annual anniversary dinner.
Think of your issues this way: due to those different backgrounds, you have a “shovel” to deal with difficulties while he has a “spoon”.
Do you remember the good old days when kids were kids and there was never anything to worry about? Those days never really existed, but today there are issues kids worry about that weren’t issues for some adults. They include fear of bullying, natural disasters, divorce, and violence.
In Part I talked about celebrating 30 years of Regesh Family and Child Services providing services to children, teens and families. I shared the agency’s origin and the many lessons I have learned through this journey. As I mentioned, it is my hope that my experiences will add to your toolbox of life skills.
Unfortunately, a map of the Middle East with no mention of Israel is nothing new… It is surprising however, that the world’s largest publisher of children’s literature, Scholastic Books, has joined in this trend.
About six months ago my parents and I started discussing ideas for a mitzvah project in honor of my bat mitzvah. I wanted to do something unique that would be meaningful to me and also do something that my friends could participate in. Immediately I thought of an organization called Sharsheret.
“I’m disappointed that the agreement reached with Iran leaves our unfulfilled our ultimate objective: a complete dismantling of Iran’s nuclear program and related activities.
Southern NCSY will be holding a leadership training Shabbaton at the Young Israel of Bal Harbour December 6 and December 7. Rabbi Steven Weil, executive vice president of the Orthodox Union, will be the special guest speaker.
Is there a beginning and an end to the universe? What role can medical breakthroughs play in conception or genetic engineering? Can science help us pinpoint the end of human life? Does the soul emanate from the brain or vice-versa?
Last month’s column sketched the myriad of social programs in which the Orthodox American communal worker and leader Adolphus S. Solomons (1826-1910) was involved. Adolphus married Rachel Seixas Phillips (1828-1881), a descendant of colonial patriot families and together they had eight daughters and a son.
With Medicare open enrollment season upon us right now (October 15th-December 7th) many seniors age 65+ are reviewing the many Medicare programs available to them. They have been inundated with marketing materials from the many health insurance companies out there to persuade them to sign up or to change their plans for the next year, effective starting January 1st 2013.
Printed from: http://www.jewishpress.com/sections/health/understanding-medicare-plans/2013/01/14/
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