web analytics
July 23, 2014 / 25 Tammuz, 5774
Israel at War: Operation Protective Edge
 
 
At a Glance
Sections
Sponsored Post
IDC Advocacy Room IDC Fights War on Another Front

Student Union opens ‘hasbara’ room in effort to fill public diplomacy vacuum.



Understanding Medicare Plans


Medicare Advantage plans can be a good option for those who are on a fixed monthly budget and who do not want to pay the higher Medigap policy premiums on top of the monthly Medicare charges. When considering a Medicare Advantage plan, check to see if your current physicians are part of the plan’s network, and if the prescription medications you are taking are among those listed in the plan’s drug formulary. Costs will vary depending on the benefits included in each Medicare Advantage plan. Some “Medicare Advantage Part C” plans require no additional monthly premium at all, beyond the standard Part B payment, not even the usual payment for Part D drug coverage.

The choice is yours, but you must make that choice among the various Medicare options for 2013 before the enrollment period ends on December 7.

To conclude, having Medicare is definitely a bonus for those lucky enough to make it this far and enjoy a golden retirement, but it does not mean that all of your medical expenses are now covered. Unless one of you is qualified for a state Medicaid program, which covers many of the excess medical charges, (20%) anyone with significant assets should expect to pay anywhere from $99-$619 a month for their retirement health insurance needs plus co-pays and deductibles, depending upon the Medicare options you have chosen. This is significantly less than the $500-700 monthly premiums typically charged for single coverage by the group insurance offered by employers, but it is not as low cost or free coverage as one may think they are entitled to once they have qualified for Medicare.

As I work with multiple carriers, I would be glad to discuss your specific needs personally, and review the best Medicare options for you to help you maximize the coverage you get for your premium dollars!

 

Neither Adam Pearlman & Associates nor Adam Pearlman is connected with the Federal Medicare program. Adam Pearlman is an independent agent who represents multiple carriers.

About the Author: Adam Pearlman can be reached at 718-705-7718 or 212-223-5471 or adamp@betterbenefitsconsulting.com


If you don't see your comment after publishing it, refresh the page.

Our comments section is intended for meaningful responses and debates in a civilized manner. We ask that you respect the fact that we are a religious Jewish website and avoid inappropriate language at all cost.

If you promote any foreign religions, gods or messiahs, lies about Israel, anti-Semitism, or advocate violence (except against terrorists), your permission to comment may be revoked.

No Responses to “Understanding Medicare Plans”

Comments are closed.

SocialTwist Tell-a-Friend

Current Top Story
Ben Gurion International Airport - nearly empty as the U.S. imposes a ban on flights to Israel, caving to Hamas missile attacks.
Bloomberg Defies FAA, Boards El Al for Tel Aviv as US Caves to Hamas Terror
Latest Sections Stories
book-Family-Frayda

Written entirely through Frayda’s eyes, the reader is drawn by her unassuming personality.

book-I-Kings

Adopting an ancient exegetical approach that is based on midrashic readings of the text, thematic connections that span between various books of the Bible are revealed.

book-Unify-A-Nation

While Lipman comes from an ultra-Orthodox background and is an Orthodox rabbi, he offers a breath of fresh air when he suggests that “polarization caused by extremism and isolationism in the religious community may be the greatest internal threat to the future of the Jewish people”

Schonfeld-logo1

The Joys of Yiddish, Leo Rosten defines a mentch as “someone to admire and emulate, someone of noble character.”

Certainly today’s communication via e-mail, Facebook, Twitter and the like, including the ubiquitous Whatsapp, has reduced the need to talk with people and communicate at length.

These two special women utilized their incredibly painful experience as an opportunity to assist others.

Maybe we don’t have to lose that growth and unity that we have achieved, especially with the situation in Eretz Yisrael right now.

Sleepily, I watched him kissing Mai’s chubby thighs.

I have always insisted that everything that happens to anyone or anything is min Shamayim.

My teachers like me and they tell my parents that I am a great girl with good middos.

The chicken and waffle nuggets were fabulous and were like chicken in a dessert form.

“Have you forgotten your dreams?” The Hope Merchant asks a defeated and hopeless Lily when she “happens” upon his shop.

The universe was created by God out of nothing; it has not always existed.

He combined intellectual achievement with deep spirituality and religious devotion.

More Articles from Adam Pearlman

With Medicare open enrollment season upon us right now (October 15th-December 7th) many seniors age 65+ are reviewing the many Medicare programs available to them. They have been inundated with marketing materials from the many health insurance companies out there to persuade them to sign up or to change their plans for the next year, effective starting January 1st 2013.

    Latest Poll

    Israel's Iron Dome Anti-Missile System:





    View Results

    Loading ... Loading ...

Printed from: http://www.jewishpress.com/sections/health/understanding-medicare-plans/2013/01/14/

Scan this QR code to visit this page online: