A unique and prestigious residential project in now being built in Mekor Haim Street in Jerusalem.
Medicare Advantage plans can be a good option for those who are on a fixed monthly budget and who do not want to pay the higher Medigap policy premiums on top of the monthly Medicare charges. When considering a Medicare Advantage plan, check to see if your current physicians are part of the plan’s network, and if the prescription medications you are taking are among those listed in the plan’s drug formulary. Costs will vary depending on the benefits included in each Medicare Advantage plan. Some “Medicare Advantage Part C” plans require no additional monthly premium at all, beyond the standard Part B payment, not even the usual payment for Part D drug coverage.
The choice is yours, but you must make that choice among the various Medicare options for 2013 before the enrollment period ends on December 7.
To conclude, having Medicare is definitely a bonus for those lucky enough to make it this far and enjoy a golden retirement, but it does not mean that all of your medical expenses are now covered. Unless one of you is qualified for a state Medicaid program, which covers many of the excess medical charges, (20%) anyone with significant assets should expect to pay anywhere from $99-$619 a month for their retirement health insurance needs plus co-pays and deductibles, depending upon the Medicare options you have chosen. This is significantly less than the $500-700 monthly premiums typically charged for single coverage by the group insurance offered by employers, but it is not as low cost or free coverage as one may think they are entitled to once they have qualified for Medicare.
As I work with multiple carriers, I would be glad to discuss your specific needs personally, and review the best Medicare options for you to help you maximize the coverage you get for your premium dollars!
Neither Adam Pearlman & Associates nor Adam Pearlman is connected with the Federal Medicare program. Adam Pearlman is an independent agent who represents multiple carriers.
About the Author: Adam Pearlman can be reached at 718-705-7718 or 212-223-5471 or firstname.lastname@example.org
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Regardless of age, parents play an important role in their children’s lives.
We peel away one layer after the next, our eyes tear up and it becomes harder and harder to see as we get closer to our innermost insecurities and fears.
Some Mountain Jews believe they are descendents of the Ten Lost Tribes and were exiled to Azerbaijan and Dagestan by Sancheriv.
Yom Tov is about spending time with your family. And while for some families the big once-in-a-lifetime experience is great, for others something low key is the way to go.
A fascinating glimpse into the rich complexity of medieval Jewish life and its contemporary relevance had intriguingly emerged.
Dear Dr. Yael:
My heart is breaking; my husband’s friend has gotten divorced. While this type of situation is always sad, here I do believe it could have been avoided.
The plan’s goal is to provide supportive housing to 200 individuals with disabilities by the year 2020.
Despite being one of the fastest-growing Jewish communities in the U.S. – the estimated Jewish population is 70-80,000 – Las Vegas has long been overlooked by much of the Torah world.
She was followed by the shadows of the Six Million, by the ever so subtle awareness of their vanished presence.
Pesach is so liberating (if you excuse the expression). It’s the only time I can eat anywhere in the house, guilt free! Matzah in bed!
Now all the pain, fear and struggle were over and they were home. Yuli was safe and free, a hero returned to his land and people.
While it would seem from his question that he is being chuzpadik and dismissive, I wonder if its possible, if just maybe, he is a struggling, confused neshama who actually wants to come back to the fold.
I agree with the letter writer that a shadchan should respectfully and graciously accept a negative response to a shidduch offer.
Alternative assessments are an extremely important part of understanding what students know beyond the scope of tests and quizzes.
With Medicare open enrollment season upon us right now (October 15th-December 7th) many seniors age 65+ are reviewing the many Medicare programs available to them. They have been inundated with marketing materials from the many health insurance companies out there to persuade them to sign up or to change their plans for the next year, effective starting January 1st 2013.
Printed from: http://www.jewishpress.com/sections/health/understanding-medicare-plans/2013/01/14/
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