When you plan for retirement, what are the choices you need to make? Joel Kranc, author of “Retirement Planning in 8 Easy Steps: The Brief Guide to Lifelong Financial Freedom,” explains why your retirement planning should not always follow “rules of thumb.” Instead, you should base your retirement on personal choices. Discover the eight steps you need to take when you plan for retirement.
Are you worried in case there could be another economic crash like in 2008? Doug Goldstein, CFP®, who counseled his clients through the credit crunch, talks about how the central bankers handled the situation and what might happen next.
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Israeli security forces revealed on Tuesday that a joint operation of the Shabak, IDF and Police has foiled a number of terrorist organizing efforts whose members, residents of Judea and Samaria, had been recruited via Facebook by Hezbollah agents living in Lebanon and the Gaza Strip. The arrest of these members has prevented the execution of several planned attacks inside Israel.
Shabak noted that Hezbollah has been very active in recent years with recruitment efforts of activists in greenline Israel, Judea and Samaria and Gaza, to carry out terror attacks against Israeli targets. Besides instructions for shooting and suicide attacks against these targets, the same activists also received training in luring and conscripting new members.
A terror cell from the Kalkilia area in Samaria was ordered to attack an IDF patrol. The head of the cell, Mustafa Kemal Hindi, 18, a resident of Kalkilia, had been recruited by Hezbollah in December 2015, through the Facebook page of Falastin al-Hurra, which delivers anti-Israel content.
Hindi told his interrogators that he kept in contact with his Hezbollah operator “Bilal” using Facebook and later through an email address he started on his operator’s instructions. He later received encryption software for his emails.
Hindi was instructed to recruit a cell and to carry out attacks against Israeli targets, including the shooting at an IDF patrol outside Kalkilia. He recruited four of his neighbors, in their early 20s, and the cell started collecting data on the IDF patrols in the area, and was trained in using a hunting gun and in improvising explosives. They were arrested in early June 2016 before they were able to carry out their intended mission and were indicted in military court in Judea.
Tuesday’s report lists several, very similar operations, conducted by Hezbollah via remote control using the fast and reliable services of Facebook. Some of these operations involved Israeli Arabs, who were approached by the Shabak and were made aware that communicating with Hezbollah over Facebook is a violation of security laws.
The financial part of the Hezbollah operations in Israel and the PA are being handled by members living in the Gaza Strip who lend logistical support to both recruitment and operational efforts.
GOP presidential candidate Donald Trump on Monday gave a foreign policy speech in Youngstown, Ohio, outlining his plan to fight terrorism. Addressing the large crowd (as usual), Trump opened, “Today we begin a conversation about how to Make America Safe Again. In the 20th Century, the United States defeated Fascism, Nazism, and Communism. Now, a different threat challenges our world: Radical Islamic Terrorism.”
The candidate cited a very long list of terrorist attacks against individual Western targets (Paris, Brussels, Orlando), as well as a more generalized but no less forceful depiction of attacks on Muslims: “Overseas, ISIS has carried out one unthinkable atrocity after another. … We cannot let this evil continue.”
Trump promised, “We will defeat Radical Islamic Terrorism, just as we have defeated every threat we have faced in every age before.” He then threw a jab at both president Obama and Democratic presidential Candidate Clinton, saying, “Anyone who cannot name our enemy, is not fit to lead this country.”
This led to a Trump analysis of how President Obama and his Secretary of State Clinton are to blame for the current alarming state of events. He blamed them for policies that led to the creation of ISIS, saying, “It all began in 2009 with what has become known as President Obama’s global ‘Apology Tour.’”
Remarkably, Trump omitted eight whole years in which the US was attacked by a different group of Islamic radicals, and the fact that then President GW Bush retaliated by invading a country that had nothing to do with that attack, inflicting chaos on Iraq and taking out the one fierce regional enemy of Iran, Saddam Hussein. According to Trump, none of those eight bloody years of a Bush war had anything to do with the creation of ISIS (which took place in 2004) — it all began with “a series of speeches,” in which “President Obama described America as ‘arrogant,’ ‘dismissive,’ ‘derisive,’ and a ‘colonial power.'”
“Perhaps no speech was more misguided than President Obama’s speech to the Muslim World delivered in Cairo, Egypt, in 2009,” Trump said Monday night. Of course, the Obama Al Azhar University speech did launch a bizarre foreign policy that punished America’s friends and rewarded its enemies. Even if one were not pro-Israel, one would have to wonder what drove that disastrous foreign policy. But the Obama speech did not instigate the catastrophic failure of US policy in the Middle East, it only picked up Obama’s predecessor’s very bad situation and made it worse.
Trump believes that “the failure to establish a new Status of Forces Agreement in Iraq, and the election-driven timetable for withdrawal, surrendered our gains in that country and led directly to the rise of ISIS.” But in eight miserable years, having spent trillions of borrowed dollars our grandchildren and their grandchildren after them will continue to pay for, there were no US gains in Iraq — which is why when Obama honored the Bush agreement with the Iraqi government and withdrew some of the US forces, the whole thing came tumbling down.
Trump blames Hillary Clinton for destabilizing Libya, a claim supported by many, including President Obama and former Secretary of Defense Robert Gates. He also added a jab at the Clintons, saying, “Yet, as she threw the Middle East into violent turmoil, things turned out well for her. The Clintons made almost $60 million in gross income while she was Secretary of State.” It’s factually true, but the implied moral outrage is hard to accept with a straight face, seeing as it came from a man who prided himself on turning homeowners’ misery into a hefty profit for himself during the housing crisis of 2008.
After much more of the candidate’s unique view on US foreign policy and the causes for rise of terrorism, Trump finally cut to the chase.
“If I become President, the era of nation-building will be ended,” he said. “Our new approach, which must be shared by both parties in America, by our allies overseas, and by our friends in the Middle East, must be to halt the spread of Radical Islam. … As President, I will call for an international conference focused on this goal. We will work side-by-side with our friends in the Middle East, including our greatest ally, Israel. We will partner with King Abdullah of Jordan, and President [Al] Sisi of Egypt, and all others who recognize this ideology of death that must be extinguished.”
Trump added to the list of his envisioned coalition partners the NATO countries, explaining that although he “had previously said that NATO was obsolete because it failed to deal adequately with terrorism; since my comments they have changed their policy and now have a new division focused on terror threats.”
He also wants Russia to participate, clearly despite its dubious new alliance with both Iran and Turkey that threatens the very presence of US troops in that part of the region.
On this point, the Trump vision looks an awful lot like the current Administration’s policy on fighting ISIS: “My Administration will aggressively pursue joint and coalition military operations to crush and destroy ISIS, international cooperation to cutoff their funding, expanded intelligence sharing, and cyberwarfare to disrupt and disable their propaganda and recruiting. We cannot allow the Internet to be used as a recruiting tool, and for other purposes, by our enemy – we must shut down their access to this form of communication, and we must do so immediately.”
So far so good, but then Trump suggested “we must use ideological warfare as well. Just as we won the Cold War, in part, by exposing the evils of communism and the virtues of free markets, so too must we take on the ideology of Radical Islam.”
Trump then depicted his opponent as contributing to the repression of Muslim gays and women, promising his “Administration will speak out against the oppression of women, gays and people of different faith. Our Administration will be a friend to all moderate Muslim reformers in the Middle East, and will amplify their voices.”
At which point one must ask if the candidate is relying on expert advise on the Middle East. Because while he is absolutely right in condemning the cruelty and repression that have been the reality in Muslim countries from Pakistan to Morocco, his idea of promoting an American foreign policy of “speaking out against the horrible practice of honor killings” and against the myriad other acts of unimaginable violence against women, his ideas that to defeat Islamic terrorism, the US must “speak out forcefully against a hateful ideology that provides the breeding ground for violence and terrorism to grow” is shockingly sophomoric. Surely Trump knows that these attempts are a recipe for a far worse disaster than the one brought on by the Obama Al Azhar speech.
At this point, Trump turned to an area with which he is more familiar, the need for a new immigration policy. “A Trump Administration will establish a clear principle that will govern all decisions pertaining to immigration: we should only admit into this country those who share our values and respect our people,” the candidate declared, adding that “the time is overdue to develop a new screening test for the threats we face today.”
“In addition to screening out all members or sympathizers of terrorist groups, we must also screen out any who have hostile attitudes towards our country or its principles – or who believe that Sharia law should supplant American law,” Trump said, explaining that “those who do not believe in our Constitution, or who support bigotry and hatred, will not be admitted for immigration into the country. Only those who we expect to flourish in our country – and to embrace a tolerant American society – should be issued visas.”
Easier said than done, of course, because it’s naturally difficult to discern what lurks inside the mind of any person, immigrants included. Trump’s solution is, to “temporarily suspend immigration from some of the most dangerous and volatile regions of the world that have a history of exporting terrorism.”
“As soon as I take office, I will ask the State Department and the Department of Homeland Security to identify a list of regions where adequate screening cannot take place. We will stop processing visas from those areas until such time as it is deemed safe to resume based on new circumstances or new procedures.” It should be interesting to gauge the response of, say, casino magnate Sheldon Adelson, to the news that no more cash-laden Arab oil sheiks would be allowed to visit Vegas under a Trump Administration.
“Finally, we will need to restore common sense to our security procedures,” Trump declared, listing several notorious murders committed by Muslims on US soil, noting that in each case there had been warning signs that were overlooked by the authorities.
“These warning signs were ignored because political correctness has replaced common sense in our society,” Trump stated flatly, adding, “That is why one of my first acts as President will be to establish a Commission on Radical Islam. … The goal of the commission will be to identify and explain to the American public the core convictions and beliefs of Radical Islam, to identify the warning signs of radicalization, and to expose the networks in our society that support radicalization.”
“This commission will be used to develop new protocols for local police officers, federal investigators, and immigration screeners,” Trump said, essentially suggesting legitimizing the police profiling that has been so vilified in the media and by many politicians. He also promised to keep Guantanamo Bay prison open (although Obama has just released fifteen of its inmates). He wants additional staff to Intelligence agencies and will keep drone strikes against terrorist leaders as part of his options. He also wants military trials for foreign enemy combatants.
In conclusion, there was absolutely no new policy idea in the Trump speech on foreign policy Monday night, but there was an implied, if mostly unspoken promise, to encourage all levels of law enforcement to be less restrained in pursuing their targets. In fact, across the board, what Trump was offering Monday night were not so much new ideas as the promise of taking existing ideas to a new level of dedication in their execution. It could mean a wider loss of individual civil rights, and serious economic hardship for US industries that cater to any aspect of immigration, and it could also end up with the alienation of both European and Mid-Eastern countries who would not take kindly to Trump’s promised level of fierceness, and would retaliate.
It should be noted in that context, that after having spoken bluntly about extreme security measures that could harm specific ethnic and religious groups, Trump attempted to soften his own tone with a final paragraph that promised: “As your President … I will fight to ensure that every American is treated equally, protected equally, and honored equally. We will reject bigotry and oppression in all its forms, and seek a new future built on our common culture and values as one American people. — Only this way, will we make America Great Again and Safe Again – For Everyone.”
Like him or hate him, Donald Trump remains the champion of cognitive dissonance.
Jerusalem (TPS) – The Knesset Foreign Affairs and Defense Committee’s Subcommittee on Judea and Samaria convened on Monday to discuss and approve a new executive plan to implement an immediate solution to the water shortage in both Jewish and Arab communities in Judea and Samaria. A total of 26 water reservoirs of up to 400 cubic meters each will be built throughout the region to reduce the amount of water shortages, at a cost of six million shekels (approximately USD 1.5 million).
The plan was formulated as a result of a collaborative effort by the Civil Administration, the Coordinator of Government Activities in the Territories (COGAT), the Water Authority, Israel’s national water company Mekorot, the National Emergency Authority, and local councils in the region.
“I am glad that all the relevant authorities have come together to find a short-term solution that will enable regular water supply after years of neglecting the water infrastructure,” said Deputy Defense Minister Eli Ben-Dahan. “This is not the last word though. I intend to work together with National Infrastructure Minister Yuval Steinitz to promote long-term master plans for developing the water infrastructure in Judea and Samaria.”
However, due to a lack of funds for the project and the urgency of finding a solution to the water shortage in the mid-August heat, Minister Ben-Dahan is expected to request additional funding from Finance Minister Moshe Kahlon.
According to Mekorot, there is currently a water shortage of 7000 to 9000 cubic meters a day in Judea and Samaria. Experts in the field claim that this is due to a long period of negligence in the water sector and that none of the authorities had adequately prepared for the increase in population and in agricultural fields that require large amounts of water.
The severe shortage has affected both Jewish and Arab residents of the region. However, Palestinian Authority and international organizations as well as media outlets have been blaming Israel for what they perceive as a deliberate policy to withhold water from Palestinian Authority communities.
Israeli sources have repeatedly denied the charges, citing that the shortage existed in Jewish communities as well. The Israeli Water Authority has blamed Palestinian Authority Arabs for stealing water and for refusing to convene the Israeli-PA Joint Water Committee, which was established under the 1993 Oslo Accords, a step that would be necessary in order to upgrade the outdated infrastructure.
Idit Druyan, spokeswoman for Deputy Defense Minister Ben-Dahan, told Tazpit Press Service (TPS) that the solution would affect Jewish and Arab communities alike.
“The pipe system needs to be fixed to prevent it from becoming overloaded in certain spots,” Druyan said. “When this is done and balance is restored to the various parts of the pipe, all communities will benefit.”
“Today, the problem mainly affects communities that are 800 meters above sea level,” she added. “Once we fix that problem, then the lower communities, including the Palestinian villages and towns, will also have more water.”
Ankara, July 18 – Frustrated members of the shadowy Jewish conspiracy that runs the world admitted today that they took a back seat to Turkish President Recep Tayyip Erdoğan in planning the false-flag attempt to depose him over the weekend.
Insiders among the Elders of Zion told reporters today that while Erdoğan, at his own insistence, successfully planned and managed the operation to make it seem a coup was taking place, and then exploited those developments to seize even tighter control of the country than before, his handling of the execution betrayed the hand of a relative amateur, compared to the elegant, seamless way in which Conspiracy activities through the generations have been orchestrated.
Elders pointed to the clumsiness with which certain important details of the would-be coup attempt were cobbled together. “Many of the soldiers taking part had no idea they were conducting anything more than an exercise,” noted H, a member of the Supreme Council of Elders, which gave final, if reluctant, approval for Erdoğan to handle the ruse himself. “For a coup to be believable, you need the armed forces to be behind it, not just a few units with some others along for the ride.”
H also noted the obvious way in which the president swooped in immediately after the coup was suppressed with ready lists of officials, commanders, and government or media figures to arrest or silence over their alleged involvement. “Erdoğan didn’t even maintain a pretense of investigations into who was behind the coup. The whole thing came off looking like a grade-school student trying to cover up some unexcused absences. It’s embarrassing to see.”
Other Elders confirmed that Erdoğan would no longer be allowed to handle such fateful operations with nearly as much autonomy anymore, if at all. “In fact we’re considering pulling in the reins on a whole bunch of activities that until now have been managed by proxies, given the sloppiness of this fiasco,” said L, also of the Supreme Council. “We might have to take a more hands-on role in the South China Sea, for example. Not that [President of China] Xi [Jinping] has been anything less than reliable, but I’m sure he’ll understand that at least for the foreseeable future, we can’t run the risk of such poor handling of our plans recurring – and in a much more strategically significant place than some backwater such as Turkey.”
In terms of China specifically, allowed L, there could eventually be more leeway for the local leadership to take initiative, as a mass conversion to Judaism is already on the table in Beijing to help the country better navigate international banking.
In a reversal of the Biblical prophet Balaam, who set out to curse and ended up blessing, presumptive Democratic Nominee Hilary Clinton’s bio handed out to the audience at the International Women’s Luncheon at the Rainbow PUSH Coalition’s Convention last Monday, included a pretty damaging paragraph — and the whole program had only three paragraphs.
After the conventional bio notes, the third paragraph reads:
As First Lady of the United States, Clinton led the failed effort to enact the Clinton health plan of 1993. In 1997 and 1999, she helped create programs for children’s health insurance, adoption and foster care. The only first lady to have been subpoenaed, she faced a federal grand jury in 1996 regarding the Whitewater controversy; no charges were brought against her related to this or any other controversies in her life. Her marriage endured the Lewinsky scandal of 1998, and overall her role as first lady drew a polarized response from the public.
Mike Fourcher tweeted the program image, with text that looks like it had been lifted from Wikipedia and never edited.
Hillary Clinton was the keynote speaker for the luncheon. She did not mention any of those bad things in her bio, and no one asked.
A paper of understanding that was exposed Sunday night by Channel 10 News shows that MK Isaac Herzog, chairman of the Zionist Camp, who conducted extensive meetings with Palestinian Authority chairman Mahmoud Abbas before the March 2015 elections, agreed to hand over all of Judea, Samaria and eastern Jerusalem to a Palestinian State, and reached a deal on letting Arab refugees come back to live inside 1967 Israel. The negotiations with Abbas were conducted in secret between retired Brigadier General and former MK and Minister Ephraim Sneh and a senior PA official. It should be noted that during the weeks just before the March 17 elections, the polls showed the Zionist Camp edging out Prime Minister Netanyahu’s Likud party, and the plan back then was seen as the shape of things to come in the most realistic way.
On the issue of the borders between Israel and Palestine, Herzog agreed to giving up 100% of the post 1967 territories, with an allowance for a mere 4% of Israeli settlements staying put in exchange for comparable land in pre-1967 Israel to be handed to the Palestinians. Eastern Jerusalem was going to become the capital of Palestine, but the two halves of the city would share municipal responsibilities. Temple Mount would be turned over to an international monitoring force, but Israel would have retained its hold on the Western Wall.
The Arab refugees were going to be taken care of based on UN resolution 194, with some being allowed back into Israel and the rest receiving financial compensation for the lands they left behind.
Israel was going to maintain a symbolic presence in the Jordan Valley, including two armored bases, and terrorism would be handled by a combined force made up of Jordanians, Palestinians and Israelis.
In response to the revelation, MK Herzog’s office released a statement saying, “In my contacts with the Palestinian Authority Chairman in 2014 I made an effort to reach understandings that would have prevented the wave of terror which I predicted, just as I am working now to prevent a situation where the abandoning of a regional conference on the part of the extreme right-wing government won’t bring on us the next war. After the rounds of the almost annual wars and funerals of the past decade I am no longer prepared to listen to the mantra that says we can defeat every threat with only military force.”
Minister Ze’ev Elkin said in response to the revelations that “an abyss separates us and them and they have no place in a Liked led government.”